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Privacy Policy:

Privacy Statement for Minnesota Creative Source Club, LLC

Minnesota Creative Source, Inc (?Minnesota Creative Source?) takes privacy and data protection issues seriously. We have designed this Privacy Policy to explain how we handle personally identifiable information collected from merchants who register for services and submit information to Minnesota Creative Source through the Internet.

As the Minnesota Creative Source services evolve; we may revise this policy, so please check back frequently. If you have questions about Minnesota Creative Source privacy practices please contact us at

You will receive an autoresponse from us confirming that we have received your email. If you do not receive an autoreponse, please contact Minnesota Creative Source Customer Support by phone or email.

Scope of this Privacy Policy

This Privacy Policy covers Minnesota Creative Source' treatment of personally identifiable information collected from merchants (hereafter "merchant" or "you") who use the Minnesota Creative Source payment gateway services, as well as consumer information that we acquire in the course of our business. This Policy also covers the treatment of personally identifiable information that Minnesota Creative Source' business partners may share with it.

This Policy does not apply to the practices of companies that Minnesota Creative Source does not own or control or to people that Minnesota Creative Source does not employ or manage.

Information Collection and Use

Minnesota Creative Source collects personally identifiable information when you register for a Minnesota Creative Source account, and when you use certain Minnesota Creative Source products and services.

When you register with Minnesota Creative Source, we ask for your contact information (such as your name, street address and email address), as well as certain information pertaining to your business, along with billing information such as a bank account and/or credit card number.

In the course of processing a payment transaction, we typically receive from the merchant or a financial institution information related to the transaction. This normally includes information about the payment that a consumer has furnished the merchant or financial institution in placing the order.

Minnesota Creative Source uses the information collected to fulfill your requests for certain products and services, to process payment transactions and to facilitate billing. We may also send merchants service announcements, newsletters, and periodic notices about specials and new products. Personally identifiable consumer information is used to process payment transactions and for no other purpose.

Minnesota Creative Source does not offer services or sell products to children. Minnesota Creative Source does not request or knowingly collect personally identifiable contact information from anyone under the age of 13.

Information Sharing and Disclosure

Protecting personally identifiable information about merchants and consumers is an important part of our business. We share and disclose such information only as described below.

Minnesota Creative Source will send personally identifiable information about you to other companies or people when: 1) we have your consent to share the information; 2) we need to share your information to provide the product or service you have requested; 3) we need to send the information to companies who work on behalf of Minnesota Creative Source to provide a product or service to you (unless we tell you differently these companies do not have any right to use the personally identifiable information we provide them beyond what is necessary to assist us).

Personally identifiable consumer information is shared with third parties (such as banks and credit card processors) to the extent necessary for Minnesota Creative Source to deliver payment processing services.

We also may release personally identifiable information when we believe release is appropriate to comply with law; enforce or apply our Merchant Agreement and other agreements; or protect the rights, property, or safety of Minnesota Creative Source, our users, or others. This includes exchanging information with other companies and organizations for fraud protection and risk reduction.

In the unlikely event that Minnesota Creative Source is acquired, merchant account information may be one of the transferred assets.

Information Security

Information security is critical to our business. We work to protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts information you input. We store information gathered on secure computers located in a locked data center. The number of employees involved in the management of the data center that have physical access to these computers is limited. We use firewalls and other security technology to prevent our computers from being accessed by unauthorized persons.

We also require that any personally identifiable consumer information sent to us by you be encrypted using SSL encryption. To learn more about SSL, go to:

It is important for you to protect against unauthorized access to your Login ID/password and to your computer. Be sure to sign off when finished using a shared computer and otherwise protect the password used to access the Minnesota Creative Source services.

Changes to this Privacy Policy

Minnesota Creative Source reserves the right to modify or amend this Privacy Policy at any time and for any reason. If there are material changes to this statement or in how Minnesota Creative Source will use personally identifiable information, Minnesota Creative Source will post notice on the Minnesota Creative Source homepage at www.Minnesota Creative prior to implementing the change.